Moving money. Powering businesses. Selcom Inatosha!
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1B+
Transactions powered
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500K+
Businesses connected
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20M+
Customers served
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20+
Years building for Africa
Built for Africa
#SelcomInatosha
A simple beginning in 2001
Selcom started in 2001 as a prepaid airtime distributor for Celtel in Dar es Salaam. What began as a distribution business quickly became an opportunity to solve a bigger problem. How to make financial services more accessible, connected and convenient. From there, Selcom began building technology and networks that would connect consumers, merchants, banks and institutions. As a Pan-African financial and technology ecosystem, Selcom has spent more than two decades building infrastructure that helps people, businesses and institutions move, pay, connect and grow. Today, Selcom brings together payments, banking, commerce and financial technology, connecting people and businesses to the opportunities of a more digital economy. Building our own bank
From payments to a financial ecosystem
Over the years, Selcom evolved from a payments infrastructure company into a broader financial services ecosystem.
Today, our capabilities span digital payments, banking, merchant acquiring, agency banking, cards and payment processing, bill and government collections, e-commerce, business banking, digital financial services, payment APIs and technology
Our ecosystem connects 40+ banks, 50,000+ agents and 200,000+ merchants, supporting billions in economic activity.
Building our own bank
A major step in Selcom's evolution came with the integration of Access Microfinance Bank into the Selcom family. The institution was subsequently rebranded as Selcom Microfinance Bank, bringing regulated banking capabilities into the wider Selcom ecosystem.
This created something bigger than a payments company. It gave Selcom the ability to connect payments, banking, technology and commerce under one ecosystem. Today, Selcom Microfinance Bank provides the regulated banking foundation behind products such as Selcom Pesa and Selcom Business.
Selcom Paytech provides solutions spanning payment acceptance, agency banking, card issuing, remittances, revenue collection and e-commerce. With a strong focus on innovation, connectivity and financial inclusion,
Selcom Microfinance Bank is licensed and supervised by the Bank of Tanzania and sits at the centre of the Selcom group's consumer and business franchise.
What makes Selcom different
We connect the pieces. We don't believe financial services should exist in silos. We connect people + businesses + banks + merchants + technology into one increasingly integrated ecosystem.
Innovation.
Building technology locally to solve real African challenges.
Access.
Closer and affordable financial services through on ground and digital channels.
Integration.
Connecting banks, wallets, cards, merchants and institutions.
Trust.
Operating across regulated financial and payment environments.
“We invest in financial technology to make financial services more affordable, not to make them more expensive. Technology should drive prices down, access up and value closer to the people.”
Our core values
At Selcom, our name is more than a brand—it reflects who we are and how we work. Each letter in SELCOM represents a core value that guides our people, our decisions, and the way we create impact.
S – Speed, E – Elekea, L – Leadership, C – Clarity, O – Ownership, and M – Moyoni. Together, these values shape the Selcom to move with purpose
Speed
Get it done.
We respond quickly and deliver reliably.
Clarity
Keep it clear.
We communicate openly, simply and often.
Elekea
Go further together.
We move forward with grit, ambition and teamwork.
Ownership
Own it.
We act with accountability from start to finish.
Leadership
Take the lead.
We integrate, innovate and create what comes next.
Moyoni
From the heart.
We respect, care and put people at the centre.
The next chapter of Selcom is about going beyond transactions. We are building a connected ecosystem where banking, payments, commerce and technology work together seamlessly. We see a future where
Building the financial infrastructure of tomorrow.
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